This is a natural disaster story, a financial disaster story, and a love story. It occurs just as a mythical country, known as the United States, was suffering from Kidsheimers, a condition that caused adults to become childlike at work. One result being subprime mortgages.
One of our lead characters was a child, who was raised by adoptive parents. As a young adult he finds he is heir to millions of dollars in dirty money from his biological father's estate.